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 Insufficient automobile coverage 
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Joined: Thu Jun 23, 2011 11:14 am
Posts: 1
 Insufficient automobile coverage
My friend lives in NY and during Thanksgiving weekend, while her car was parked, someone did cause an accident which not only totaled her car but also five others. Her car insurance had lapsed and because so many cars were involved in the collision the insurance of the driver at fault was not able to cover all of the claims. ford motor company is holding her liable and has had her bank accounts frozen. I have suggested to her that she should immediatly seek legal council, but appriciate any advice I can pass along to her.......


Thu Jun 23, 2011 2:15 pm
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Joined: Thu Jun 23, 2011 10:27 am
Posts: 6
 
She should sue the driver. She's not at fault. Or tell Ford to sue the driver.


Fri Jun 24, 2011 1:20 pm
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Joined: Fri Jun 24, 2011 11:19 am
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Location: Los Angeles
 
By cross claiming the driver or joining the driver as a party in a suit, you will be able to let Ford go against the driver and whatever the deficiency will be personally against the negligent party (the driver) and not you.

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Fri Jun 24, 2011 1:29 pm
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Joined: Thu Jun 09, 2011 12:46 pm
Posts: 20
 
Wonder what Ford motor company has to do with the accident? Maybe the company is the PMSI (purchase money security interest) lender for her car and maybe she is not current on her payments since accident or has defaulted on it. That's the only situation I see from what you told us. Or else how does Ford have a claim against her arising from this accident?


Wed Jul 20, 2011 5:36 pm
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Joined: Fri Nov 04, 2011 2:48 am
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There is a case...driver can be sued.

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Sat Nov 12, 2011 2:40 am
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Joined: Thu Jun 23, 2011 10:32 am
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Basically it's not her fault. She should be fine.


Wed Dec 14, 2011 10:54 am
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Joined: Sat Dec 31, 2011 10:58 pm
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Have her sue the driver of the accident ASAP!! Her insurance company has a limit to what they can pay. The first person to sue will get whatever portion the judge authorizes. If you need further clarification just PM me.

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Sat Dec 31, 2011 11:04 pm
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Joined: Wed Jan 04, 2012 9:51 am
Posts: 6
 Sounds like a bad situation
Probably Ford Motor provided the auto loan. Now that she doesn't have a car, she's not paying on the loan? Was her insurance lapsed BEFORE or AFTER the accident? That obviously makes a big difference. Have you looked at MichaelSilvers.com for advice in how to move forward in her situation? I am sure they are familiar with situations like this. Just a suggestion.


Sun Jan 08, 2012 3:02 pm
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Joined: Fri Jun 17, 2011 9:02 am
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SteveTart wrote:
Probably Ford Motor provided the auto loan. Now that she doesn't have a car, she's not paying on the loan? Was her insurance lapsed BEFORE or AFTER the accident? That obviously makes a big difference. Have you looked at MichaelSilvers.com for advice in how to move forward in her situation? I am sure they are familiar with situations like this. Just a suggestion.


He's a CA attorney, not NY attorney. at least try to make it relevant when you're pushing your backlinks.


Sun Jan 22, 2012 10:05 am
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Joined: Sat Dec 31, 2011 10:58 pm
Posts: 9
 
lol word. :mrgreen:

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Tue Feb 21, 2012 10:50 pm
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